You know you want LASIK. You’ve heard all the great reviews, you know how easy and quick the procedure itself is, and most importantly, you know the results are life changing. For you, LASIK means freedom and convenience, 2 things you certainly don’t have by wearing glasses or contacts. However, paying for LASIK is the only think holding you back. We understand that cost is a primary concern when considering LASIK. Today, we’re going to discuss your options when it comes to paying for LASIK.
FSA/HSA Accounts
If you have a tax-free Flexible Spending Account (FSA) or Health Savings Account (HSA), you can use those pre-tax dollars when paying for LASIK! Contribute to your HSA until you reach a certain limit set by the IRS. Contact your HSA company to find out what this limit is, as it is dependent on the plan. You can spend the money in your HSA on anything you wish after age 65 and you will pay normal income taxes on that purchase. Before age 65, if you spend the money on a non-eligible medical expense, you will pay taxes plus a 20% penalty on that purchase. But remember, most of the FSAs and HSAs don’t roll over the following year, so don’t lose your contributions.
Tax Deduction
Even if you don’t have a FSA or HSA, LASIK surgery qualifies for a state and federal tax write-off because the IRS considers laser eye surgery to “meaningfully promote proper function of the body.”
Wondering how to pay for LASIK? You have options.
Payment Options
At Eye LASIK Midland, we offer affordable payment options, including interest free financing. We use North America’s leading patient financing program, CareCredit. CareCredit lets you begin your procedure immediately, and pay for it over time with monthly payments that fit easily into your monthly budget. CareCredit offers special financing on purchase of $200 or more (subject to credit approval and minimum monthly payment requirements) for healthcare procedures not commonly covered by insurance, including LASIK and Premium-IOLs.
See Clearer In No Time
As you can see, you have options when it comes to paying for LASIK. At Eye LASIK Midland, we don’t want financial considerations to be an obstacle in obtaining the vision you deserve. Call us today to discuss your financing options or request a FREE consultation HERE. See clearer in no time. Get on the path to clear vision TODAY.